Built in Zambia for Zambian business

One platform.Every operation.Fully accounted for.

SifoBooks runs the till, the stores, the payroll and the ledger on one record — so the figure a manager sees on the floor is the same figure the accountant files with ZRA.

Multi-company
one login
Branches
and cost centres
ZMW
+ multi-currency
Role-based
with audit trail
app.sifobooks.com/dashboard

SifoBooks dashboard — illustrative product preview, not live business data.

Good morning, Chanda

Kabulonga branch · ZMW · 12 items need you today

New invoice

Sales MTD

K 486,200

▲ 12.4% vs last month

Cash & bank

K 213,940

3 accounts reconciled

Receivables

K 92,180

K 18,400 over 60 days

VAT due 18 Oct

K 34,760

Return not yet filed

Revenue vs cost of sales

Last 9 months

Your work queue

4 supplier bills to approve
2 bank lines unmatched
Payroll ready to post
Recent activityReferenceModuleAmount
Invoice · Zambeef ProductsINV-2041SalesK 42,300.00
Receipt · Pick n Pay Manda HillRCT-0912BankingK 18,750.00
Bill · Lusaka Water & SanitationBILL-3388PurchasesK 6,420.00
Stock transfer · Store → Outlet 2TRF-0177Inventory38 units
Illustrative figures

Till · shift open

K 68,400

212 sales · cash, card, MoMo

VAT return · Sep

Due 18 Oct

Prepared from posted invoices

In the boxAccountingPoint of saleInventoryPayroll & HRBankingPurchasingFixed assetsCompliance
One platform

Nine workspaces, one set of books

Every module writes to the same ledger, the same stock record and the same audit trail. Choose a workspace to see it.

POS

A till your cashiers can run at speed

Touch keys, shift control, cash / card / MTN MoMo / Airtel Money, and every sale costed into stock and the ledger as it happens.

  • Shift float, cash-up and variance approval
  • PIN-based cashier access with an audit trail
  • Offline-tolerant, receipt and kitchen printing
Start free
app.sifobooks.com/pos

A till your cashiers can run at speed — illustrative product preview, not live business data.

Shift open · Till 2Cashier: M. BandaFloat K 500.00
Mosi Lager
Chibuku 1L
Fanta 400ml
Bread loaf
Cooking oil 2L
Mealie meal 25kg
Sugar 1kg
Eggs tray
CASH
CARD
MOMO
HOLD

Sale · SL-4417

2 × Mosi LagerK 60.00
1 × Mealie meal 25kgK 285.00
3 × Bread loafK 46.50
1 × Cooking oil 2LK 89.00
SubtotalK 414.22
VAT 16%K 66.28
DueK 480.50
COMPLETE SALE
What holds it together

Controls that keep the books defensible

The parts of an accounting system you only notice when they are missing.

Posting engine with maker–checker

Documents raise balanced journals automatically. Approvals, closed periods and controlled reversals stop anyone quietly editing history, and every change carries who, when and why.

Balanced

to the ngwee

Reversal

not deletion

Closed periods

enforced

Zambian tax, modelled properly

VAT, tourism levy and service charge are three separate rules with their own bases — never stacked blindly.

Net1,000.00
Service 10%100.00
Levy 1.5%15.00
VAT 16%178.40
Gross1,293.40

Money in, money out

Cash, card, MTN MoMo, Airtel Money and bank transfers reconciled against statements and till shifts.

Reports that answer a question

Trial balance, general ledger, P&L, balance sheet, aging, stock valuation and sales analysis — each one drills back to the transaction that made it.

SifoPayroll

Buy payroll on its own

You do not need the whole system to pay your staff properly. SifoPayroll runs as a standalone product — employees, payslips and Zambian statutory returns — and connects to the books later if you ever want it to.

Employees and pay components

Register, grades, allowances, overtime, loans and once-off items — set up once, used every month.

Gross to net, reviewed before payday

Calculate the run, catch missing bank or statutory details, then approve. Whoever prepared it cannot approve it.

PAYE, NAPSA and NHIMA

Returns prepared, validated and reconciled to the run, with rates held by effective date rather than hard-coded.

Payslips and payments

Branded, password-protected payslips and a bank or mobile-money payment batch that ties back to the approved run.

Payroll-only companies calculate pay, produce payslips and prepare statutory returns without an accounting ledger. Switch Accounting on whenever you are ready and payroll starts posting to the same books — nothing is re-entered. Statutory filing uses your own ZRA and NAPSA credentials.

The SifoBooks family

Industry workspaces on the same accounting core

Not separate systems. Each one adds the operational screens a sector needs, then posts into the same ledger, stock and payroll.

SifoHotel

Lodges, guesthouses and hotels — front desk through to the night audit.

  • Room rack, reservations and availability
  • Folios with room, bar and restaurant charges
  • Housekeeping board and maintenance
  • Occupancy, ADR and RevPAR at day close
app.sifobooks.com/hotel/room-rack

SifoHotel preview — illustrative product preview, not live business data.

Occupancy

78%

37 of 48 rooms

ADR

K 1,240

▲ 4.1%

RevPAR

K 967

Month to date

Arrivals today

18

6 departures

Room rack · floor 1

101

In-house

102

Vacant

103

Dirty

104

In-house

105

Vacant

106

OOO

107

In-house

108

Vacant

109

Dirty

110

In-house

111

Vacant

112

In-house

FolioGuestBalance
F-2201N. Mwanza · Rm 104K 3,480.00
F-2204Copperbelt Energy (corp)K 12,900.00
F-2209T. Phiri · Rm 110K 1,240.00
F-2211Walk-in · Rm 107K 620.00
Illustrative figures
SifoRestaurant

Restaurants, bars and takeaways — floor, kitchen and cash in one flow.

  • Visual floor plan and table states
  • Kitchen display with station routing
  • Split, merge and transfer bills
  • Recipe costing, wastage and food cost %
app.sifobooks.com/restaurant/tables

SifoRestaurant preview — illustrative product preview, not live business data.

Floor plan · terrace

T1

Ordering

T2

Free

T3

Seated

T4

Bill

T5

Free

T6

Seated

T7

Ordering

T8

Free

Sales today

K 68,400

212 covers

Avg ticket

K 322

▲ K 18

Food cost

31.4%

Target 32%

Kitchen display

3 firing
#118 · T304:12

2× T-bone, 1× Nshima

#119 · T701:45

3× Grilled tilapia

#120 · Takeaway00:38

1× Chicken curry

#117 · T408:56

2× Beef stew

SifoSchool

Schools and colleges — learners, fees and the books on one ledger.

  • Learner and class records
  • Fee structures, invoicing and receipts
  • Arrears follow-up and statements
  • Staff payroll and school accounts
app.sifobooks.com/school/fees

SifoSchool preview — illustrative product preview, not live business data.

Learners

640

18 classes

Fees collected

82%

Term 3

Arrears

K 96,300

41 accounts

Attendance today

94.2%

37 absent

LearnerClassFee balanceStatus
Mutinta HachaambwaGrade 9AK 0.00PAID
Chileshe BwalyaGrade 7BK 2,400.00PART
Natasha ZuluGrade 11AK 5,800.00ARREARS
Joseph TemboGrade 8AK 0.00PAID
Lweendo SiameGrade 10BK 1,150.00PART
Illustrative figures

Collections by week

Receipts posted to the fee ledger

SifoMining

Mining, quarry and plant operations — assets, stores and cost per tonne.

  • Job cards against plant and equipment
  • Fuel, spares and consumables from stores
  • Fixed assets with depreciation posting
  • Cost-centre reporting to unit cost
app.sifobooks.com/assets/job-cards

SifoMining preview — illustrative product preview, not live business data.

Tonnes hauled

14,820 t

Week 39

Fuel issued

38,400 L

Against job cards

Plant availability

87%

3 units in workshop

Cost per tonne

K 214

▼ K 9 vs plan

Job cardAssetCost centreStatus
JC-8841Excavator EX-04Pit A strippingOPEN
JC-8836Haul truck HT-11HaulageSERVICE
JC-8829Dozer DZ-02Road maintenanceCLOSED
JC-8822Genset GS-01Plant powerOPEN
Illustrative figures

Consumables & spares issued

Stores issues costed straight to the cost centre

Demos use sample data only. They open without a login, are read-only, and are completely separate from live company accounts. No customer data appears on this page.
Built for the way business runs here

Kwacha first, branch-aware, and honest about compliance.

SifoBooks is designed around Zambian statutory work — VAT, PAYE, NAPSA, NHIMA, turnover tax and tourism levy — with multi-company, multi-branch and multi-currency handling on top.

Smart Invoice ready

Queue, submit and track invoices through your own ZRA-issued VSDC credentials. ZRA certifies the connection — SifoBooks does not claim certification on your behalf.

Your data stays yours

Row-level security per company, role-based permissions and a complete audit trail on every posting.

Runs on a modest connection

Works on laptop, tablet and phone, installs as an app, and keeps the till usable when the line drops.

Nothing is a black box

Every automated posting shows the Dr/Cr behind it in plain language before you commit.

Pricing

Pay for the shape of your business

Pricing scales with companies, users and the modules you switch on. Tell us your setup and we will quote it in kwacha — no per-feature surprises.

Starter

Single shop or office finding its feet.

  • One company, one branch
  • Accounting, sales, purchases
  • Point of sale and stock
  • Standard reports
Start free
Most chosen

Business

Growing operations with staff and stores.

  • Multiple branches and warehouses
  • Payroll, HR and approvals
  • Bank reconciliation
  • Full report pack and exports
Start free

Payroll only

Pay staff properly without buying the whole system.

  • Employees, grades and pay components
  • Gross-to-net runs, review and approval
  • Payslips and payment batches
  • PAYE, NAPSA and NHIMA returns
Upgrade to full SifoBooks at any time — payroll history carries over.
Start with Payroll

Industry

Hotels, restaurants, schools and mining.

  • Everything in Business
  • Industry workspace of your choice
  • Compliance and licence register
  • Smart Invoice queue setup
Talk to us
Get started

Put the whole business on one set of books.

Create your company, invite your team and start posting. Explore the demos first if you would rather look around before signing up.